Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$687-$1010
Estimated Annual Premium
Monthly Average Breakdown
$67 / mo
Includes General Liability
Industry Risk Profile
Massage therapists need professional liability (malpractice) insurance to protect against claims of injury caused during a session.
Risk Factor0.8x
Location Factors
- State Base Rate$950
- El-paso Multiplier1x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in El-paso?
While Texas law may not mandate it for all businesses, Massage Therapists often need proof of insurance to bid on local commercial projects in El-paso.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1x.
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