How much does Retail Store insurance cost in Salt-lake-city, Utah?

The estimated annual cost for a Retail Store in Salt-lake-city with one employee is between $775 and $1140. The state base rate is $870.

What insurance is required for a Retail Store in Utah?

In Utah, businesses are subject to a 4.8% insurance tax. Retail Stores typically need General Liability due to a risk factor of 1.

Retail Store Insurance Cost in Salt-lake-city, Utah (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$775-$1140

Estimated Annual Premium

Monthly Average Breakdown

$76 / mo

Includes General Liability

Industry Risk Profile

Retailers mainly need premise liability for customer slip-and-falls and property insurance for inventory.

Risk Factor1x

Location Factors

State Base Rate$870
Salt-lake-city Multiplier1x
State Tax Rate4.8%

Local Compliance FAQ

Is General Liability required in Salt-lake-city?

While Utah law may not mandate it for all businesses, Retail Stores often need proof of insurance to bid on local commercial projects in Salt-lake-city.

Why is the rate different here?

Your premium reflects Utah's specific base rate of $870 and a local city multiplier of 1x.

Compare Retail Store Insurance in Other Utah Cities

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