How much does Hair Salon & Barber insurance cost in Phoenix, Arizona?

The estimated annual cost for a Hair Salon & Barber in Phoenix with one employee is between $727 and $1069. The state base rate is $900.

What insurance is required for a Hair Salon & Barber in Arizona?

In Arizona, businesses are subject to a 5.6% insurance tax. Hair Salon & Barbers typically need General Liability due to a risk factor of 0.9.

Hair Salon & Barber Insurance Cost in Phoenix, Arizona (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$727-$1069

Estimated Annual Premium

Monthly Average Breakdown

$71 / mo

Includes General Liability

Industry Risk Profile

Salons generally have low risk, needing coverage for slip-and-falls or minor injuries resulting from chemical treatments or cuts.

Risk Factor0.9x

Location Factors

State Base Rate$900
Phoenix Multiplier1x
State Tax Rate5.6%

Local Compliance FAQ

Is General Liability required in Phoenix?

While Arizona law may not mandate it for all businesses, Hair Salon & Barbers often need proof of insurance to bid on local commercial projects in Phoenix.

Why is the rate different here?

Your premium reflects Arizona's specific base rate of $900 and a local city multiplier of 1x.

Compare Hair Salon & Barber Insurance in Other Arizona Cities

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How much does Hair Salon & Barber Insurance cost in Phoenix?