How much does Retail Store insurance cost in Phoenix, Arizona?

The estimated annual cost for a Retail Store in Phoenix with one employee is between $808 and $1188. The state base rate is $900.

What insurance is required for a Retail Store in Arizona?

In Arizona, businesses are subject to a 5.6% insurance tax. Retail Stores typically need General Liability due to a risk factor of 1.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$808-$1188

Estimated Annual Premium

Monthly Average Breakdown

$79 / mo

Includes General Liability

Retailers mainly need premise liability for customer slip-and-falls and property insurance for inventory.

Risk Factor1x

While Arizona law may not mandate it for all businesses, Retail Stores often need proof of insurance to bid on local commercial projects in Phoenix.

Your premium reflects Arizona's specific base rate of $900 and a local city multiplier of 1x.