How much does Real Estate Agent insurance cost in Phoenix, Arizona?

The estimated annual cost for a Real Estate Agent in Phoenix with one employee is between $727 and $1069. The state base rate is $900.

What insurance is required for a Real Estate Agent in Arizona?

In Arizona, businesses are subject to a 5.6% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Phoenix, Arizona (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$727-$1069

Estimated Annual Premium

Monthly Average Breakdown

$71 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$900
Phoenix Multiplier1x
State Tax Rate5.6%

Local Compliance FAQ

Is General Liability required in Phoenix?

While Arizona law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Phoenix.

Why is the rate different here?

Your premium reflects Arizona's specific base rate of $900 and a local city multiplier of 1x.

Compare Real Estate Agent Insurance in Other Arizona Cities

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How much does Real Estate Agent Insurance cost in Phoenix?