Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$499-$734
Estimated Annual Premium
Monthly Average Breakdown
$49 / mo
Includes General Liability
Industry Risk Profile
Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.
Risk Factor0.6x
Location Factors
- State Base Rate$950
- Fort-collins Multiplier1x
- State Tax Rate2.9%
Local Compliance FAQ
Is General Liability required in Fort-collins?
While Colorado law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Fort-collins.
Why is the rate different here?
Your premium reflects Colorado's specific base rate of $950 and a local city multiplier of 1x.
Compare Accountant & CPA Insurance in Other Colorado Cities
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