Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1080-$1589
Estimated Annual Premium
Monthly Average Breakdown
$106 / mo
Includes General Liability
Industry Risk Profile
Painters face moderate risks, primarily related to falls from ladders and potential chemical exposure or spills on client property.
Risk Factor1.3x
Location Factors
- State Base Rate$950
- Fort-collins Multiplier1x
- State Tax Rate2.9%
Local Compliance FAQ
Is General Liability required in Fort-collins?
While Colorado law may not mandate it for all businesses, Painters often need proof of insurance to bid on local commercial projects in Fort-collins.
Why is the rate different here?
Your premium reflects Colorado's specific base rate of $950 and a local city multiplier of 1x.
Compare Painter Insurance in Other Colorado Cities
Other Contractor Insurance in Fort-collins
Plumber in Fort-collinsElectrician in Fort-collinsRoofer in Fort-collinsHVAC Technician in Fort-collinsHandyman in Fort-collinsCarpenter in Fort-collinsWelder in Fort-collinsConcrete Contractor in Fort-collinsGeneral Contractor in Fort-collinsMasonry & Bricklaying in Fort-collinsExcavation Contractor in Fort-collinsLandscaper in Fort-collinsTree Service in Fort-collinsJanitor & Cleaning in Fort-collinsPest Control in Fort-collinsRestaurant in Fort-collinsFood Truck in Fort-collinsCatering Service in Fort-collinsHair Salon & Barber in Fort-collinsMassage Therapist in Fort-collinsPersonal Trainer in Fort-collinsAuto Mechanic in Fort-collinsTowing Service in Fort-collinsIT Consultant in Fort-collinsReal Estate Agent in Fort-collinsAccountant & CPA in Fort-collinsLaw Firm in Fort-collinsPhotographer in Fort-collinsRetail Store in Fort-collinsE-commerce Business in Fort-collins