Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1413-$2078
Estimated Annual Premium
Monthly Average Breakdown
$139 / mo
Includes General Liability
Industry Risk Profile
Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.
Risk Factor1.7x
Location Factors
- State Base Rate$950
- Fort-collins Multiplier1x
- State Tax Rate2.9%
Local Compliance FAQ
Is General Liability required in Fort-collins?
While Colorado law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Fort-collins.
Why is the rate different here?
Your premium reflects Colorado's specific base rate of $950 and a local city multiplier of 1x.
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