How much does Catering Service insurance cost in Hilo, Hawaii?

The estimated annual cost for a Catering Service in Hilo with one employee is between $1061 and $1560. The state base rate is $1000.

What insurance is required for a Catering Service in Hawaii?

In Hawaii, businesses are subject to a 4.0% insurance tax. Catering Services typically need General Liability due to a risk factor of 1.2.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1061-$1560

Estimated Annual Premium

Monthly Average Breakdown

$104 / mo

Includes General Liability

Caterers face risks related to transporting food, equipment damage, and serving food at third-party venues.

Risk Factor1.2x

While Hawaii law may not mandate it for all businesses, Catering Services often need proof of insurance to bid on local commercial projects in Hilo.

Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.