How much does Massage Therapist insurance cost in Hilo, Hawaii?

The estimated annual cost for a Massage Therapist in Hilo with one employee is between $707 and $1040. The state base rate is $1000.

What insurance is required for a Massage Therapist in Hawaii?

In Hawaii, businesses are subject to a 4.0% insurance tax. Massage Therapists typically need General Liability due to a risk factor of 0.8.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$707-$1040

Estimated Annual Premium

Monthly Average Breakdown

$69 / mo

Includes General Liability

Massage therapists need professional liability (malpractice) insurance to protect against claims of injury caused during a session.

Risk Factor0.8x

While Hawaii law may not mandate it for all businesses, Massage Therapists often need proof of insurance to bid on local commercial projects in Hilo.

Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.