How much does Painter insurance cost in Hilo, Hawaii?

The estimated annual cost for a Painter in Hilo with one employee is between $1149 and $1690. The state base rate is $1000.

What insurance is required for a Painter in Hawaii?

In Hawaii, businesses are subject to a 4.0% insurance tax. Painters typically need General Liability due to a risk factor of 1.3.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1149-$1690

Estimated Annual Premium

Monthly Average Breakdown

$113 / mo

Includes General Liability

Painters face moderate risks, primarily related to falls from ladders and potential chemical exposure or spills on client property.

Risk Factor1.3x

While Hawaii law may not mandate it for all businesses, Painters often need proof of insurance to bid on local commercial projects in Hilo.

Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.