How much does Masonry & Bricklaying insurance cost in Hilo, Hawaii?

The estimated annual cost for a Masonry & Bricklaying in Hilo with one employee is between $1503 and $2210. The state base rate is $1000.

What insurance is required for a Masonry & Bricklaying in Hawaii?

In Hawaii, businesses are subject to a 4.0% insurance tax. Masonry & Bricklayings typically need General Liability due to a risk factor of 1.7.

Masonry & Bricklaying Insurance Cost in Hilo, Hawaii (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1503-$2210

Estimated Annual Premium

Monthly Average Breakdown

$147 / mo

Includes General Liability

Industry Risk Profile

Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.

Risk Factor1.7x

Location Factors

State Base Rate$1000
Hilo Multiplier1x
State Tax Rate4.0%

Local Compliance FAQ

Is General Liability required in Hilo?

While Hawaii law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Hilo.

Why is the rate different here?

Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.

How much does Masonry & Bricklaying Insurance cost in Hilo?