How much does Roofer insurance cost in Hilo, Hawaii?

The estimated annual cost for a Roofer in Hilo with one employee is between $2210 and $3250. The state base rate is $1000.

What insurance is required for a Roofer in Hawaii?

In Hawaii, businesses are subject to a 4.0% insurance tax. Roofers typically need General Liability due to a risk factor of 2.5.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$2210-$3250

Estimated Annual Premium

Monthly Average Breakdown

$217 / mo

Includes General Liability

Roofing is considered a high-risk profession due to the height of the work and the potential for severe injuries or significant property damage.

Risk Factor2.5x

While Hawaii law may not mandate it for all businesses, Roofers often need proof of insurance to bid on local commercial projects in Hilo.

Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.